Population and sampling
Import every closed loan, segment channels, run seeded ten-percent or statistical methods, preserve parameters, and keep targeted reviews outside the random defect denominator.
Mortgage quality control software
Post-close QC that shows its work.
ExactClose gives small mortgage teams one system for the closed population, sampling, file evidence, deterministic checks, reviewer dispositions, reverification status, and management-ready reports—without an enterprise rollout or an opaque per-file queue.
14 days · no card · public pricing · cancel online
$149entry monthly plan
0setup fee or annual contract
5complete trial reviews
1traceable source-to-report record
One controlled system
Everything a post-closing review needs to remain reproducible.
Most QC failures are handoff failures: the population lives in one sheet, evidence in shared folders, calculations in private workbooks, rebuttals in email, and management reporting somewhere else. ExactClose keeps the chain together.
Document evidence
Index structured loan data before using vision, retain page-level source context, identify missing evidence, and keep source documents encrypted.
Deterministic compliance checks
Recompute TRID business days and waiting periods, compare material facts, and expose every input rather than returning an unexplained score.
Finding and rebuttal workflow
Confirm, clear, remediate, or accept risk with a written rationale. Material findings cannot disappear into an overwritten spreadsheet cell.
Reverification control
Separate requested, received, verified, exception, and waived states. A generated letter never masquerades as a completed external verification.
Reports and API
Freeze cited loan reports, export management data, review immutable activity, and automate through organization-scoped API keys and permissions.
Who should buy it
Purpose-built for the team below the enterprise minimum.
Choose ExactClose when
- You run residential post-close QC internally
- Your monthly population is meaningful but not enterprise-scale
- You need transparent pricing and fast activation
- Your reviewer needs the calculation and source evidence
- You want software—not a disguised BPO queue
Choose a broader provider when
- You require a fully outsourced independent audit
- You need large pre-fund, servicing, or call-monitoring programs
- You need bespoke enterprise implementation and consulting
- You want the vendor to perform external reverifications
- Your QC plan requires services outside a software boundary
Evaluation checklist
Make every vendor prove the same six things.
Reproducibility
Can another reviewer recreate the finding from stored inputs, the rule version, and the source page?
Sampling integrity
Are the population, channel split, method, seed, parameters, and selected membership preserved?
Automation boundary
Does the product distinguish extraction from calculation, judgment, and third-party verification?
Control model
Can you enforce roles, scoped API access, review gates, and a durable activity history?
Time to value
How long until your team can complete the first real file—not watch a tailored demo?
Total cost
Are setup, contract term, overages, integrations, services, data export, and termination costs visible before procurement?
Buyer questions
What teams ask before moving QC out of spreadsheets.
What mortgage QC work does ExactClose automate?+
ExactClose parses standard loan data, inventories documents, recomputes disclosure timing, flags cross-document inconsistencies, creates reproducible samples, manages findings and reverification evidence, and produces cited reports. A qualified reviewer still owns the conclusion.
Is ExactClose a mortgage quality control outsourcing company?+
No. ExactClose is software for lenders and brokers running their own controlled review process. It can also organize evidence around work that must remain independent or be completed by an external provider.
How long does implementation take?+
There is no enterprise implementation project for the standard workflow. Create a workspace, import a closed population, upload the first selected file, and run five complete reviews during the 14-day trial.
Does the software support post-closing QC sampling?+
Yes. ExactClose preserves the population, method, parameters, seed, channel strata, and selected membership for random, ten-percent, and statistical workflows.
Can ExactClose integrate with our LOS or document system?+
Teams can start with CSV, MISMO, UCD, ULDD, and PDF files. The Lender plan includes a scoped REST API, and supported systems can be connected through the integrations workspace.
Primary operating references
Built around published requirements—not invented compliance claims.
Run a real file before you schedule another software demo.
Five complete reviews. No card. No implementation fee.